If you or a loved one has been injured in a car accident involving an uninsured or underinsured driver in Chandler, Arizona, you may benefit from consulting with a Chandler personal injury lawyer experienced in uninsured and underinsured motorist claims. At Harris Injury Law, we focus on helping accident victims throughout Chandler and the East Valley recover compensation for medical bills, lost income, and vehicle damage when the at-fault driver has little or no insurance coverage.
Our office is located at 1136 E Campbell Ave, Phoenix, AZ 85014, and we proudly serve Chandler and surrounding Maricopa County communities. For immediate help, call us 24/7 at (480) 800-HURT to schedule your free consultation.
When you’ve been hit by a driver without adequate liability insurance, the aftermath can be overwhelming. Our legal team at Harris Injury Law offers:
Experience handling uninsured and underinsured motorist (UM/UIM) claims under Arizona law.
Direct communication with your attorney from day one, not just with a case manager.
Strategic claim analysis to determine all possible avenues for fair compensation through your own insurance company, the other driver’s insurer, or both.
Thorough documentation of your medical treatment, lost wages, and vehicle repairs.
We handle many cases on a contingency‑fee basis — you generally don’t pay attorney’s fees unless we recover compensation for you. You may still be responsible for case‑related costs or expenses, which will be clearly explained in a written agreement.
Free consultations available 24 hours a day.
Choosing Harris Injury Law means working with a car accident attorney familiar with Chandler’s roads and local courts, including high-traffic corridors such as Arizona Avenue, Queen Creek Road, and Chandler Boulevard. We know how to navigate negotiations with insurance companies that often seek to minimize payouts and can guide you through the entire claims process with precision and care.
Attorney Jason A. Harris is one of Arizona’s few attorneys with dual experience in both personal injury law and workers’ compensation. Since 2006, Jason has represented car accident victims across Maricopa County, handling thousands of car accident cases and complex third-party claims involving serious injuries, lost wages, and extensive medical treatment.
When you hire Harris Injury Law, you’ll speak directly with Jason, not a paralegal. He personally reviews accident evidence, police reports, and medical records to help build a thorough car accident claim. He also works closely with medical providers to document your ongoing medical care, future treatments, and rehabilitation needs.
Jason’s practice focuses on helping injury victims pursue compensation and move forward after motor vehicle collisions.
Chandler’s growing population and heavy commuter traffic contribute to numerous vehicle accidents each year. Common causes of uninsured or underinsured motorist crashes include:
Distracted driving, such as texting or using navigation while driving.
Speeding or reckless driving, especially at dangerous intersections with high traffic volumes.
Drunk driving or driving under the influence
Failure to yield or stop at traffic signals or stop signs.
Mechanical failures or lack of proper vehicle repairs and maintenance.
Hit-and-run accidents where the at-fault driver flees the scene.
Driving at night or during rush hours on major roadways like Arizona Avenue, Price Road, and Loop 202.
When an accident occurs, even if the other driver admits fault but lacks liability insurance, victims often face significant financial recovery challenges, from medical expenses to lost wages and permanent disabilities. A Chandler car accident lawyer can help you pursue compensation through your own car insurance company or uninsured motorist coverage.
Understanding the scope of uninsured motorist and car accident risks in Chandler highlights why experienced legal representation matters.
Arizona’s uninsured-driver rate reached 10.6% in 2023, according to the Insurance Research Council (IRC) via the Insurance Information Institute (Triple-I).
The Arizona Department of Transportation (ADOT) reported 1,307 traffic fatalities statewide in 2023, reflecting a slight decrease from the previous year.
ADOT’s 2023 Arizona Crash Facts Summary documented 122,247 total crashes statewide, including 36,280 injury collisions and 1,063 fatal crashes.
Data from the Maricopa Association of Governments (MAG) shows that the Phoenix metro area, including Chandler, consistently records the highest crash volumes in the state.
Intersection data from the MAG Top 100 Intersections (2018–2022) and a local analysis by YourValley (Independent Newsmedia) based on ADOT data identified key high-risk zones around Price Road and Queen Creek Road, as well as Ray Road.
These findings confirm that Chandler experiences a notable share of the East Valley’s auto accidents, and with more than 1 in 10 drivers potentially uninsured, local motorists face increased exposure to financial risk following a serious accident.
After a car crash, many victims discover that the at-fault driver lacks insurance or carries only the state minimum coverage. In such cases:
Uninsured Motorist (UM) coverage protects you if the at-fault driver has no insurance.
Underinsured Motorist (UIM) coverage applies when their policy limits are too low to cover your medical expenses or other damages.
Under Arizona law, insurers must offer UM and UIM coverage, though policyholders can decline it in writing.
Following a Chandler car accident:
Seek prompt medical care and keep all medical records.
Report the accident scene and obtain a police report for documentation.
Notify your own insurance company as soon as possible.
Contact an experienced car accident attorney to help determine liability, manage communications with adjusters, and pursue fair compensation.
Even when you’re dealing with your own insurer, remember that insurance companies are motivated to minimize payouts. Having a skilled car accident attorney ensures that your rights are protected and that your settlement accounts for all present and future losses, including future treatments, lost income, and vehicle repairs.
Our legal team investigates key aspects of your Chandler car accident case, from the cause of the crash to the details of the other driver’s coverage. We collect police reports, witness statements, and photographs from the accident scene to build a clear understanding of who was at fault.
We work directly with medical providers and physical therapy offices in Chandler to document your injuries, treatment progress, and potential need for future medical care. Proper medical documentation strengthens your injury claim and ensures that your settlement reflects all medical costs.
We routinely handle uninsured motorist claims and are familiar with how insurers evaluate these cases.
We help clients pursue the categories of damages that may be available under Arizona law, including:
Past and future medical expenses
Lost wages and reduced earning capacity
Vehicle damage and car repairs
Pain, suffering, and emotional distress
Wrongful death damages in fatal cases
When you hire our personal injury attorneys, you’ll work directly with Jason Harris. We keep you informed at every stage, from your free consultation through resolution, so you always understand your rights and options.
You owe no attorney fees unless we recover compensation for you. However, you may still be responsible for certain case-related costs or expenses.
Accidents can happen at any time, and we strive to be available when clients need us. You can contact Harris Injury Law anytime, day or night, at (480) 800-HURT for immediate assistance. Our legal team will evaluate your claim, explain your coverage options, and begin protecting your rights right away.
During your free consultation, we’ll discuss:
What happened and where the accident occurred
Whether the other driver admitted fault or fled the scene
What medical treatment you’ve received
What coverage your own insurance company provides
How we can help you pursue compensation and obtain a fair settlement
If you’ve been injured in a serious accident with an uninsured or underinsured driver in Chandler, don’t face the claims process alone. Let Harris Injury Law handle the legal details so you can focus on healing.
We are dedicated to helping accident victims pursue compensation for medical bills, lost wages, vehicle repairs, and long‑term recovery where permitted by Arizona law. Contact us at (480) 800-HURT to schedule a free consultation with an experienced car accident attorney.
to assist you with your uninsured motorist accident case.
Call or text now for a free consultation.
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“After my car crash on Queen Creek Road, I found out the other driver had no insurance. Jason and his team helped me file an uninsured motorist claim through my own policy. They took care of everything, medical bills, car repairs, lost wages, and kept me updated the whole way.”
- A.C., Chandler
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“My insurance company tried to lowball my settlement after a Chandler car accident. Harris Injury Law fought back and got me the compensation I needed for my injuries and vehicle damage.”
- L.M., Chandler
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“Jason Harris was professional, compassionate, and thorough. He explained my rights under Arizona law and guided me through each step of the process. I’m grateful for the fair settlement they achieved.”
- E.R., Chandler
Testimonials do not guarantee similar results. Outcomes depend on the specific facts of each case.
Located at 1136 E Campbell Ave, Phoenix, AZ 85014. Harris Injury Law, PLLC specializes in auto and truck accidents and workers’ compensation. Speak directly with your lawyer from the beginning. Same-day and emergency consultations are available. You never pay out of pocket. Call us at any time – 24/7.
