If you were injured in a car crash caused by an uninsured or underinsured driver in Mesa, AZ, you may be facing significant medical expenses, property damage, and uncertainty about how to recover your losses. At Harris Injury Law, our Mesa personal injury lawyers help residents understand and address the legal challenges that may follow an uninsured motorist accident. Our legal team has experience handling auto accident and personal injury cases in Maricopa County and throughout Arizona.
We provide compassionate legal representation and detailed case guidance to help you understand your rights, evaluate your case, and navigate the claims process.
We are a dedicated law firm with experience handling uninsured motorist coverage, underinsured motorist claims, and all aspects of personal injury law in Arizona.
You’ll work directly with an attorney who provides consistent communication and legal advice, maintaining a strong attorney-client relationship from start to finish.
Our team reviews every insurance policy, communicates with adjusters, and manages negotiations to pursue reasonable results.
We offer a free consultation or free case evaluation to help you understand your rights without financial risk.
Our team is available to take calls 24/7 and respond promptly to urgent matters.
When an insurance company attempts to minimize your claim or deny responsibility, our Mesa personal injury lawyers are prepared to step in and fight for your rights.
Attorney Jason A. Harris is one of the few lawyers in Arizona who regularly handles both personal injury and workers’ compensation cases. With more than 16 years of experience, he has successfully represented clients in thousands of car accident, truck accident, motorcycle accident, and wrongful death claims throughout the state.
Jason’s dual expertise allows him to understand how liability insurance, underinsured motorist coverage (UIM), and uninsured motorist coverage (UM) interact. He helps victims secure recovery for medical bills, lost wages, pain and suffering, and other damages when the at-fault driver lacks sufficient liability coverage.
Uninsured motorist collisions in Mesa often result from:
Hit-and-run crashes where the at-fault driver flees the scene
Drivers with expired or nonexistent insurance policies
Motorists carrying only the state’s minimum liability insurance, which may not cover all damages
Multi-vehicle motor vehicle accidents where some drivers lack adequate coverage
Crashes involving trucks, motorcycles, or commercial vehicles with limited insurance coverage
Drivers who cannot meet Arizona’s insurance requirements or have suspended licenses
Even if the responsible party has no driver’s insurance, your own insurance may provide compensation through uninsured motorist coverage or underinsured motorist coverage. Harris Injury Law ensures your insurer upholds its obligations under the policy.
While specific uninsured motorist data for Mesa is limited, state and national findings reveal how widespread the issue is in Arizona:
According to the Arizona Department of Transportation (ADOT), all drivers in Arizona must maintain minimum liability insurance of $25,000 per person, $50,000 per accident, and $15,000 for property damage. Despite these requirements, a significant portion of motorists fail to comply.
The Insurance Research Council (IRC) reports that roughly 14% of U.S. drivers were uninsured in recent years, a figure consistent with Arizona’s estimated range of 11% to 12%.
The National Highway Traffic Safety Administration (NHTSA) notes that uninsured and underinsured motorist incidents contribute to billions of dollars in uncompensated losses each year nationwide.
The U.S. Census Bureau confirms that Mesa’s population now exceeds 520,000 residents, increasing traffic density and the risk of motor vehicle accidents involving uninsured drivers.
These figures highlight why uninsured motorist coverage and underinsured motorist coverage are critical components of auto insurance for Mesa drivers. With more vehicles on the road and growing accident rates, having an experienced Mesa car accident lawyer is essential when pursuing fair compensation after a collision with an uninsured or underinsured driver.
Report the Accident – Call Mesa police and ensure a police report is filed.
Seek Medical Treatment – Document every step of your medical treatment to preserve your right to claim damages for bodily injury.
Notify Your Insurance Company – Inform your insurer promptly; this activates your uninsured motorist claim or underinsured motorist claim.
Gather Evidence – We help you gather evidence, including photos, witness statements, and driver information.
Pursue Compensation – We negotiate with the insurance company to cover your medical expenses, property damage, and lost wages.
Monitor the Statute of Limitations – Arizona’s statute of limitations restricts how long you have to file a personal injury claim, so timely action is essential.
If your own insurance company delays or undervalues your claim, we hold them accountable under Arizona law.
Provide a free consultation and initial case evaluation
Examine all insurance coverage options, including UIM and UM policies
Negotiate firmly with insurance adjusters for fair compensation
Prepare a comprehensive demand letter and pursue litigation if necessary
Seek recovery for medical bills, pain and suffering, property damage, and lost wages
Maintain transparent communication throughout your accident case
Represent clients in Mesa, Phoenix, and across the East Valley
We understand how difficult the aftermath of a motor vehicle accident can be. Our attorneys will help you evaluate your legal options and pursue every available path to recovery.
Accidents happen without warning. That’s why our team is available day and night to answer your questions and provide legal assistance. Whether you’re facing mounting medical bills, need clarification on your insurance coverage, or want to protect your rights, Harris Injury Law is ready to help.
If you or a loved one has been injured in a car accident involving an uninsured driver or underinsured driver, contact Harris Injury Law today. We’ll explain your rights, evaluate your case, and guide you through the claims process.
Call (480) 800-HURT or reach out online to schedule your free consultation.
DISCLAIMER: This content is for informational purposes only and does not create an attorney-client relationship. For advice specific to your case, please contact our office directly.
to assist you with your uninsured motorist accident case.
Call or text now for a free consultation.
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“After my Mesa car accident with an uninsured driver, I didn’t know where to start. The team at Harris Injury Law handled everything, from gathering evidence and reviewing my own insurance coverage to dealing directly with the adjuster. They helped me recover compensation for my medical bills and property damage.”
- M. R., Mesa, AZ
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“I was the victim of a hit and run in Mesa. Jason Harris took my case seriously and fought for fair compensation under my uninsured motorist policy. I highly recommend Harris Injury Law.”
- S. K., Mesa
These testimonials show how we’ve supported clients through the legal process after serious accidents.
Located at 1136 E Campbell Ave, Phoenix, AZ 85014. Harris Injury Law, PLLC specializes in auto and truck accidents and workers’ compensation. Speak directly with your lawyer from the beginning. Same-day and emergency consultations are available. You never pay out of pocket. Call us at any time – 24/7.
