Harris Injury Law proudly serves the Tucson community as a legal resource for individuals seeking guidance after car accidents who are dealing with uninsured or underinsured drivers. When a serious accident happens and the at fault driver does not carry sufficient insurance coverage, it can leave victims struggling with medical expenses, lost wages, and property damage. Our Tucson personal injury lawyers are committed to assisting clients as they pursue claims permitted under Arizona law.
Not all law firms are the same. At Harris Injury Law, we have extensive experience handling personal injury cases involving uninsured motorist coverage and underinsured drivers. Whether you’ve been injured in a minor car accident or a serious crash, our Tucson car accident attorneys are familiar with how insurance companies typically handle uninsured motorist claims. An attorney can help you understand your specific UM policy limits and how to claim benefits.
We work diligently to help clients:
File uninsured motorist claims with their own insurance company
Review liability insurance and insurance policy limits
Negotiate firmly with insurance adjusters
Help clients pursue compensation for medical bills, lost wages, and related damages when supported by the evidence
Pursue fair settlements or take cases to court when necessary
We work on a contingency fee basis, which means you pay no upfront costs. Our fees are only collected if we recover compensation for you.
Attorney Jason A. Harris brings over 16 years of experience representing accident victims across Arizona. Jason is one of the few Tucson attorneys who regularly handles both personal injury cases and workers’ compensation matters. His dual expertise allows him to manage even the most complex auto accident claims, including those involving uninsured or underinsured motorists. In Arizona, the injured party can pursue a civil suit against an uninsured driver if they do not have sufficient insurance coverage.
Jason has represented many car accident victims and worked diligently to pursue favorable results based on the facts of each case. Clients appreciate his direct communication, detailed case evaluations, and tailored legal guidance.
Motor vehicle collisions in Tucson often involve uninsured drivers or underinsured motorists. Common causes include:
Distracted driving (cell phones, texting)
Speeding and reckless behavior
Drunk driving or drug impairment
Vehicle malfunctions or defective parts from the vehicle manufacturer
Drivers carrying only minimum insurance coverage under Arizona law
These accidents can result in serious injuries such as soft tissue injuries, traumatic brain injuries, fractures, or emotional distress that require extensive medical treatment.
According to the Insurance Information Institute, roughly 11.9% of drivers in Arizona are uninsured, far above the national average and underlining the importance of uninsured motorist coverage for car accident victims. Arizona drivers are required to carry minimum liability insurance as part of their driving regulations, but many fail to comply, leaving others vulnerable in the event of an accident.
Meanwhile, the Arizona Department of Transportation (ADOT) reports that in 2024, the state recorded 119,991 total motor vehicle crashes and 1,228 fatalities, which means more than three Arizonans lost their lives every single day due to traffic accidents.
Drilling down to the local level, ADOT also notes that in 2023, 34 motorcyclists were killed in Pima County, compared to 24 the previous year, showing a troubling increase in motorcyclist fatalities in the Tucson area.
From the Tucson Police Department’s traffic data shared by KGUN9, several intersections stand out as dangerous hotspots in 2024: Golf Links & Swan (32 crashes), Broadway & Wilmot (27 crashes), Golf Links & Craycroft (21 crashes), Golf Links & Wilmot (21 crashes), and Broadway & Pantano (20 crashes).
When an at fault party does not have sufficient insurance, accident victims still have options. Arizona law requires auto insurers to offer uninsured motorist coverage and underinsured motorist coverage to policyholders. While uninsured motorist coverage is not mandatory in Arizona, it is highly recommended to protect you financially. This coverage allows accident victims to file a car accident claim with their own insurance company when the other driver’s insurance is insufficient.
After a serious accident, you may be entitled to pursue compensation for:
Medical records, medical bills, and ongoing treatment
Property damage and vehicle repairs
Lost income and reduced earning capacity
Pain, suffering, and emotional distress
Even in minor injuries or minor car accidents, accident victims are encouraged to seek medical attention and secure a police report at the accident scene. These steps strengthen your personal injury lawsuit or car accident case.
Our Tucson car accident lawyers handle every aspect of your uninsured motorist accident case:
Reviewing your insurance policy to determine coverage options
Communicating with your own insurance company and the other driver’s insurance company
Collecting medical records, accident date details, and police reports
Consulting with experts to assess vehicle damage and medical expenses
Filing personal injury lawsuits when insurance providers fail to offer fair settlements
We also represent clients in complex cases involving hit and run accidents, motorcycle accidents, and distracted driving collisions.
At Harris Injury Law, we know that serious accidents can happen at any time. Our attorneys are available 24 hours a day, 7 days a week to provide free legal consultations for car accident victims in Tucson. Most personal injury law firms in Tucson offer a free initial consultation to discuss your case. We are committed to guiding clients’ through the claims process under Arizona law, working to protect their rights and pursue compensation when supported by the facts and law, so they are not unfairly burdened with expenses caused by another driver’s negligence.
If you’ve been involved in a motor vehicle collision with an uninsured or underinsured driver, don’t wait to get help. Contact Harris Injury Law today for a free consultation. Our Tucson car accident attorneys will review your case, explain your legal options, and help you evaluate your options and pursue settlement or judgement permitted under Arizona law.
Harris Injury Law
1136 E Campbell Ave, Phoenix, AZ 85014
(480) 800-HURT
to assist you with your uninsured motorist accident case.
Call or text now for a free consultation.
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"After my car wreck in Tucson, I discovered the other driver had no insurance coverage. Harris Injury Law explained my uninsured motorist coverage, handled everything with my insurance provider, and made sure my medical expenses were taken care of. I highly recommend Jason and his team."
- Maria G., Tucson, AZ
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"Jason Harris is the accident lawyer you want if you’re dealing with an uninsured or underinsured driver. He kept me updated on my case, fought to recover compensation for my lost income, and treated me with respect the entire time."
- Daniel R., Tucson, AZ
Past results do not guarantee future outcomes.
Located at 1136 E Campbell Ave, Phoenix, AZ 85014. Harris Injury Law, PLLC specializes in auto and truck accidents and workers’ compensation. Speak directly with your lawyer from the beginning. Same-day and emergency consultations are available. You never pay out of pocket. Call us at any time – 24/7.
Harris Injury Law
We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside it.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers).
Despite our very best efforts to allow anybody to adjust the website to their needs. There may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to